Workplace pensions

New requirement for employers

What is automatic enrolment?

Every employer with at least one member of staff now has new duties, including enrolling those who are eligible into a workplace pension scheme and contributing towards it. This is called automatic enrolment.

You need to take steps to make sure your eligible staff are enrolled into a pension scheme. If you already pay contributions into a pension scheme for your staff, you will need to check if it is suitable for automatic enrolment.

Ideally, you should allow up to 12 months to prepare. Remember, automatic enrolment is your legal duty and if you don’t act you could be fined.


Know your staging date

The date your automatic enrolment duties start is called your staging date and is when the law comes into effect for you.

If you don’t know your staging date, we can find it using your PAYE reference. If you don’t pay your staff through a PAYE scheme, your staging date will be 1 April 2017.

When the pensions regulator writes, you need to confirm the most senior person or business owner as the ‘primary contact’.

FP Business Services Ltd can help you to carry out the day-to-day tasks of managing automatic enrolment, you can nominate us as a ‘secondary contact’.


Who do you need to enroll?

All your staff must be assessed for automatic enrolment based on their age and how much they earn. Further information is available at

http://www.thepensionsregulator.gov.uk/employers/check-who-you-need-to-enrol.aspx

FP Business Services can help you carry out a full assessment of all your staff when you reach your staging date.

For further information see http://www.thepensionsregulator.gov.uk/automatic-enrolment.aspx?campaign=087DWPemployers2014

 

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